States like Maine, Vermont, Massachusetts and New Hampshire that have imposed ObamaCare-style regulations have seen premiums jump for everyone. If people can wait to get sick until they obtain insurance, fewer healthy people will carry insurance. The cost of an older, sicker insurance pool naturally rises. To prevent this spiral of “adverse selection,” ObamaCare imposes a mandate requiring all adults to buy insurance. But Senate Finance Committee Dems — sensitive to its politically unpalatable r